Determinants Financial Psychology to SME Business Sustainability: Literature Review
Dony Oktariswan (a*), I Gusti Ketut Agung Ulupui (a), Unggul Purwohedi (a)

a) State University of Jakarta, DKI Jakarta, Indonesia

Abstract

Abstract. SMEs business sustainability has received considerable attention in academic field and industry field because business management is still traditional, prioritizing family relationships over professional relationships and SMEs entrepreneurs do not yet have knowledge of financial statement management and business financial management. The purpose of this study is to examine and analyze Financial Psychology determinants to SMEs Business Sustainability. This research is using library research methodology which uses research journals as objects. The descriptive analysis method provides a clear, objective, systematic, analytical and critical description and description of Financial Psychology to SMEs Business Sustainability. The results of the Literature Review show Financial Psychology to SMEs Business Sustainability has not been established in the literature. This study shows that there is a role model of the latest Financial Psychology of business entrepreneurs in supporting the sustainability of SMEs business by focusing on Financial Planning, Behavioral Finance, Financial Inclusion through financial literacy support.

Keywords: Financial Psychology, Financial Planning, Behavioral Finance, Financial Literacy, Financial Inclusion, and SME Business Sustainability

Topic: Financial