The Effect of Member Deposits And Loans On the Rest Of Bussines Result (Study On Multiple Business Coorporative Bina Sejahtera Lemoambo Villlage Muna Regency Sitti Nurnaluri,Andi Basru Wawo,Fathu Rahman
University Halu Oleo
Abstract
This study aims to examine and determine the effect of Member Saving and Loan on the Remaining Profits of Cooperatives at the Multipurpose Cooperative Bina Sejahtera. The method of data collection in this study uses documentation. The data used is secondary data in the form of records of member saving, member loan, and remaining operation balance. The research method used is descriptive analysis method and multiple linear regression analysis with the help of the IBM SPSS Statistic Version 25 software application. The balance of this study indicate that (1) member saving partially have a significant and positive effect on the remaining operation income of cooperatives, (2) member loan partially have a significant and positive effect on remaining operation balance, (3) amd member saving and loan simultaneously have a significant effect on remaining operation balance of cooperatives. The conclusion in this study is that the increasing number of member saving and member loan will increase the amount of the remaining operation balance of the cooperative.
Keywords: Member Saving,Member Loan, Remaining Operation Balance
